Privacy Policy

Effective date: 2026-01-24

What This Site Is

Debt Clarity Tools provides educational calculators that estimate payoff timelines and interest costs. We aim to keep the site simple and privacy-respecting.

Calculator Inputs

We do not require an account to use the calculators. The numbers you enter are used to produce results on the page. We do not intentionally collect or store your calculator inputs in a database.

Basic Website Data

Like most websites, our hosting provider may collect basic technical information such as IP address, browser type, device type, pages visited, and approximate location. This helps with security and troubleshooting.

Cookies and Advertising

This site may show ads served by advertising partners such as Google (AdSense). These partners may use cookies or similar technologies to deliver and measure ads.

Google may use advertising cookies to show ads based on a user’s interests. Users can control or turn off ad personalization in Google’s ad settings, and they can manage cookies in their browser settings.

Email Collection

We collect email addresses when you sign up to receive the free Debt Payoff Mistakes Guide or other downloadable content. Your email will be used to:

• Deliver the requested content
• Send you email updates related to this content
• Improve your experience

We will not sell or share your email list with unrelated third parties. You may unsubscribe at any time.

Email Service Provider

We use third-party email services to send content and updates. These providers also have their own privacy practices. We recommend reviewing their policies in addition to ours.

External Links

We may link to other websites. We do not control their content or privacy practices. Please review their policies if you visit them.

Contact

Questions about privacy? Email: hello@debtclaritytools.com